When you’re running a business, your own financial health can easily fall to the bottom of the list. Between managing your team, serving clients, and making big decisions every day, it’s no surprise that personal planning gets pushed aside.
But your retirement strategy, investments, and business structure aren’t separate—they’re deeply connected. And when they’re aligned, they can unlock smarter decisions and a clearer path forward.
Ask yourself:
- Are you using the right type of retirement plan?
- Could you be paying more in taxes than necessary?
- Is your business supporting your personal finances—or draining them?
- Are you creating lasting value, or just staying busy?
You wouldn’t skip your annual physical. So why go years without checking on your financial wellbeing?
Here are five signs it may be time for a financial check-in:
Your Retirement Plan Hasn’t Been Revisited in Years
A plan that once fit your needs might now be outdated. As your business evolves, so should your retirement strategy.
You’re Not Sure if You’re Optimizing for Taxes
Small structural changes could significantly reduce your tax burden and increase what you keep.
Your Business and Personal Finances Feel Disconnected
If these two areas aren’t working in sync, one could be quietly undermining the other.
You Haven’t Put Protections in Place for Your Business, Family, or Key Employees
Whether it’s succession planning, key person insurance, or buy-sell agreements, not having the right safeguards can leave everything you’ve built vulnerable—or make it harder for your team and family to carry on without you.
You Don’t Know How Your Business Stacks Up
If you aren’t sure where you stand on profitability or business value compared to peers, it’s hard to plan confidently for the future—or recognize the opportunity that’s already there.
We help business owners bring clarity to their financial lives—without the pressure. Whether it’s identifying overlooked opportunities, rebalancing risk, or simply getting organized, we’re here to support your next step.
You take care of your business. We’ll help take care of the rest.
That support extends beyond traditional financial planning. Argent Bridge Advisors provides personalized strategies to help business owners align their financial lives with the companies they’ve built. As a leading financial advisory firm, we’re dedicated to helping clients achieve their goals through thoughtful planning and client-focused guidance. Our team of experienced Private Wealth Advisor professionals helps you navigate life’s financial complexities with clarity and confidence.
Written By:
Eric Ashburn, CFP®, CEPA®, CDFA®
Partner & Private Wealth Advisor
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