As mortgage rates ease, many homeowners are wondering whether refinancing makes sense for them. Taking time to review your options now can help ensure any decision supports your long-term financial plan.
📌 Topics covered:
- Lowering your monthly payment and understanding your break-even point.
- Refinancing an adjustable-rate mortgage for stability and peace of mind.
- Reducing total interest by shortening your loan term.
- Accessing home equity and how cash-out refinancing affects your balance sheet.
💡 Tip: Refinancing works best when it aligns with your goals, timeline, and cash flow. Before moving forward, make sure the long-term benefits outweigh the upfront costs.
✅ Watch this quick video to learn when refinancing may or may not be the right move for you.
Money Moves with Maggie” features Maggie Shipley, our next-gen advisor at Argent Bridge Advisors. This is a monthly series tailored for Maggie’s audience of millennial/Gen Z next-generation investors. Each video provides quick, actionable insights to help the viewer navigate and optimize finances. Please invite your friends and family to tune in for bite-sized financial tips and insights that seek to empower the next generation of investors when making strategic decisions about their money.
Get to know Maggie and improve your financial literacy in just 1 minute each month! Are you ready to take action or make a move that leads to your financial success? We are always available to answer your questions about this topic, or any other topic regarding your wealth planning.
You can reach out to Maggie (maggieshipley@argentbridge.com) directly to discuss!
Maggie Shipley
NextGen Advisor & Financial Analyst
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